Saturday 25 April 2009

Best Mortgage Rates

With a citi bank mortgage fixed rate loan you can choose from 10,15,20,30,40 year term and enjoy a set interest rate over the life of your mortgage loan.Adjustable rates loan are monthly payments are fixed over a period of time and can be adjusted either up or down.

Interest rate this is also fixed at the same rate and can be changed over time the biggest benefits to theses type of loans are that the interest rate is lower than a fixed mortgage rate which puts more money in your pocket and helps you pay of your mortgage faster if you so wish.

Fixed rate loan your monthly payments and interest stay the same throughout the time of the mortgage loan.The interest payments stay the same over the period of the loan which can be good if you are on a tight budget and you want to know how much you need to budget for your mortgage each month.


The biggest benefit for theses type of loans are that your monthly payments stay the same throughout the loan which makes it easier to budget for your mortgage and your finances

Monday 6 April 2009

Bad Credit Mortgage Loans

Mortgages Bad Credit

The Mortgage and Loan Business offer you the chance to get mortgages and loans for any purpose whatever your credit history. They aim to offer the best choice of Lenders in the mortgages and personal loans markets. These mortgages are sometimes referred to as adverse, impaired credit or sub prime mortgages. However, recent trends in the finance sector have now allowed it to be possible to get mortgages for those with adverse credit.


Bad Credit Lender

ReMortgages for people with Bad Credit. Don’t accept mortgages on terms that are dictated to you. You can choose from various types of mortgages such as: Fixed rate mortgages: Interest remains fixed throughout the loan term. Adjustable rate mortgages: It starts off with a lower interest rate which varies in time depending on changes in market interest rate and also with relationship to index such as national average mortgage and Treasury bill rate. Not everyone is blessed with perfect credit history or debt-free lives, but the good news is that bad credit will no longer stop you from getting bad credit mortgages.